During all life stages, our clients are faced with risks. Part of our holistic analysis involves identifying and quantifying personal and business risks and determining how to mitigate them.


Ensuring there is sufficient capital for beneficiaries and liquidity for the estate.


Protecting income and lifestyle in the event of a permanent Disability.

Critical Illness

An illness can temporarily or permanently impact on future plans, we provide assurance solutions for these unforeseen events.


Protecting the income of professionals and business owners in the event of temporary illness or injury.

Business Interests

Providing sufficient capital to protect the wealth accumulated in a business in the event of death or disability. These include:

  • Business Continuity (Buy and Sell)
  • Keyman Risk
  • Contingent Liability (Surety Cover)