One of the most important life plans involves planning to create sufficient capital to support one’s lifestyle.

Pre-Retirement

We guide our clients through various stages of their financial life in preparation for retirement. This process involves determining objectives, formulating and adapting a plan to achieve the desired outcome.

The plan focuses disposable earnings towards optimised savings and addressing risks. Various investment vehicles are considered taking into account tax and planning efficiencies.

Post-Retirement

On reaching this life stage, it is vital to manage the capital and income to create lifelong financial comfort.

A comprehensive plan is formulated for planning of capital adequacy, regular income and liquidity.